Collegiate Credit Union

Collegiate believes in access to meaningful financial solutions that empower students to embrace their independence and confidently create their own path to financial health.

Explore Collegiate Private Student Loans

Collegiate offers private student loans designed to help you pay for college, grad school, or refinancing existing student debt. Choose from fixed or variable rates, multiple repayment options, and terms that fit your budget.

Scroll down to compare loan types, rates, and repayment options - then apply when you're ready.

Undergraduate/Graduate – 3.69%* - 10.69% Fixed APR**

Collegiate Credit Union Private Student Loan

Repayment Terms: Up to 15 years

Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.

Loan Discount Details

• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

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Undergraduate/Graduate – 3.44%* - 10.69% Variable APR**

Collegiate Credit Union Private Student Loan

Repayment Terms: Up to 15 years

Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment

This variable rate loan provides a lower rate up front that could increase or decrease quarterly.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

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Parent - 3.69%* - 11.86% Fixed APR**

Collegiate Credit Union Private Parent Loan

Repayment Terms: Up to 15 years

Repayment Options: Immediate Repayment, Interest Only Repayment

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

APPLY NOW TRUTH IN LENDING

Parent - 3.44%* - 11.86% Variable APR**

Collegiate Credit Union Private Parent Loan

Repayment Terms: Up to 15 years

Repayment Options: Immediate Repayment, Interest Only Repayment

This variable rate loan provides a lower rate up front that could increase or decrease quarterly.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

APPLY NOW TRUTH IN LENDING

Graduate – 4.00%* - 12.82% Fixed APR**

Collegiate Credit Union Private Graduate Loan

Repayment Terms: Up to 15 years

Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.50% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

APPLY NOW TRUTH IN LENDING

Graduate – 4.00%* - 12.43% Variable APR**

Collegiate Credit Union Private Graduate Loan

Repayment Terms: Up to 15 years

Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment

This variable rate loan provides a lower rate up front that could increase or decrease quarterly.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

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Refinance – 6.18%* - 11.72% Fixed APR**

Collegiate Credit Union Private Refinance Loan

Repayment Terms: Up to 15 years

Repayment Options: Immediate Repayment

This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

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Refinance – 5.68%* - 11.72% Variable APR**

Collegiate Credit Union Private Refinance Loan

Repayment Terms: Up to 15 years

Repayment Options: Immediate Repayment

This variable rate loan provides a lower rate up front that could increase or decrease quarterly.

Loan Discount Details:

• 0.25% discount for auto payment of principal and interest.

• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.

* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.

APPLY NOW TRUTH IN LENDING

Need Help?

Contact
Monday through Friday 8:00am - 5:00pm CT
Phone - 888.959.3880
Fax - 605.622.4495
Email - CollegiateCU@curevl.com