Collegiate was created to help students become financially independent—with simple, modern accounts designed for real life.
No monthly fees. No minimums.
Just smarter tools to build confidence with your money from day one.
· Earn dividends on both savings and spending accounts
· Access 30,000+ surcharge-free CO-OP Network ATMs
· Collegiate Visa® debit card for for easy, everyday spending
· Real-time spending insights + personalized guidance right inside the app
Independence shouldn’t feel overwhelming. Collegiate helps make it easier—and actually doable.
Money doesn’t have to be stressful. Collegiate keeps banking simple, clear, and aligned to how students really live, learn, and move through school. · Create custom savings goal folders · Automate setting money aside for what matters most · Track spending in real-time with insights that help you stay on budget No hidden hoops. No complicated fine print. Just student-first support for building habits that set up your future.
Real financial confidence comes from understanding how money actually works.
Collegiate gives you free access to FinStart—blogs, podcasts, quizzes, calculators, and live webinars led by certified financial educators, made specifically for students.
Because when you learn good money skills early—you carry that confidence with you into every stage of life.
Start Learning with FinStart
View Upcoming Free Webinars
Collegiate is a trade name of Michigan State University Federal Credit Union. Collegiate Credit Union accounts are held at Michigan State University Federal Credit Union and are
Federally Insured by the NCUA.
