Life comes with enough curveballs. AlumniFi keeps your banking easy, modern, and built for the real world — whether you’re juggling bills, paying down loans, or just trying to stay on top of everything.
No monthly fees. No minimum balance.
Just straightforward accounts and intuitive tools designed to lighten your everyday load.
Earn dividends on checking and high-yield savings
Get cash at 30,000+ surcharge-free CO-OP Network ATMs
AlumniFi Visa® debit card for easy, everyday spending
Real-time spending insights and personalized guidance right inside the app
You’ve got enough on your plate — classes, career goals, a stack of responsibilities. AlumniFi makes sure your finances aren’t one more thing to worry about.
Managing money shouldn’t feel like a job. AlumniFi keeps things clear, intuitive, and flexible, so you can focus on what matters and stay confident about the financial choices you make every day.
Create custom savings goals
Automate saving for what matters most
Track spending instantly with insights that help you stay on budget
No confusing hoops. No hidden fine print. Just banking that takes the stress out of being an adult.
Financial confidence grows when the right tools are on your side.
AlumniFi gives you access to exclusive partners and resources that make managing student debt and building strong money habits easier — and even more rewarding.
Changed helps you chip away at student loans and other debt using roundups and smart repayment tools that work quietly in the background.
Debbie rewards you for learning and practicing healthy financial behaviors, offering incentives that keep you motivated and moving in the right direction.
Fin-Life guides you through personalized financial coaching right inside the AlumniFi app. In just three minutes a week, you can work toward goals, stay organized, and get clear next steps tailored to your life.
It’s real-world support for real-life money challenges, so you can keep progressing with clarity, confidence, and control.
AlumniFi is a trade name of Michigan State University Federal Credit Union. AlumniFi accounts are held at Michigan State University Federal Credit Union and are
Federally Insured by the NCUA.
