Richardson, TX
Here, you're more than a member. You're a Texan. Being a Texan comes with a feeling of pride, respect, hard work, and a dedication to making the lives around us better. Our commitment to you is to reinforce that feeling with every interaction. We're proud to be Texans and we want you to be too.
Membership Eligibility
Who Can Join?
• Texas residents through Texas Council membership (Don't worry - we take care of your TCC membership enrollment and fee).
Our Loan Products
Undergraduate/Graduate – 3.14%* - 12.00% Fixed APR**
Texans Credit Union Private Student Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment, Deferred Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Undergraduate/Graduate – 2.89%* - 12.00% Variable APR**
Texans Credit Union Private Student Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment, Deferred Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Parent Loan – 3.14%* - 12.00% Fixed APR**
Texans Credit Union Private Parent Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Parent Loan – 2.89%* - 12.00% Variable APR**
Texans Credit Union Private Parent Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Refinance – 3.99%* - 12.00% Fixed APR**
Texans Credit Union Private Refinance Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $250,000Repayment Options: Immediate Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Refinance – 3.99%* - 12.00% Variable APR**
Texans Credit Union Private Refinance Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $250,000Repayment Options: Immediate Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
To learn more, visit https://www.texanscu.org/products/loans/student-loans
Important Information
Federal student loans permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Need Help?
Contact Texans Credit Union today and we’ll be happy to discuss your options with you.
800.843.5295
Monday - Thursday: 8:00 AM - 5:00 PM CT
